Equity Release
These schemes allow the borrower to stay in their home and benefit from the cash released from the equity of their property until certain events occur for example moving into long-term care or death. At this point the lender will be repaid, usually through the sale of the property.
There are different types of Equity Release Scheme, some of which mean ownership or part-ownership of the property passes to the Equity Release provider and others where a cash sum is drawn from a promise to repay the lender on the sale of the property. It is important if you are considering an Equity Release scheme to understand the differences between these scheme types and this is something we can help you with.
Equity release can be very useful in some circumstances but it is essential to seek advice on whether it is suitable for you. We will help you understand if it is the right option for you, so please get in touch if you are considering an Equity Release scheme. We are experts in this market and will make sure you receive the right advice.
Our senior partner Michael Ward, holds the additional qualifications necessary for equity release. And in addition to ensuring continued knowledge of the subject, has through the London Institute of Banking and Finance voluntarily completed their eight syllabus exam and annual review to retain his professional status.
We use an up to date research engine combined with our own knowledge and experience to ensure we find the right product for your individual needs.
We are also a proud member of the Equity Release Council – the council and its member endorsement mark represent the gold standard for Lifetime Mortgages, Home Reversion Plans, and the Later Life Mortgage Market in general.
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